Private by design · no account
Your life. One private place.
A personal operating system for planning your day, organising your money, making decisions, tracking what matters and getting real work done — without creating an account or handing your private life to another company.
What do you need help with?
Type what you want to do. Palarid opens the right tool — you never have to know its name.
- ✓ Your workspace stays on your device
- ✓ No account needed
- ✓ Works offline once loaded
- ✓ Export everything, anytime
Six things Palarid is for
Not a menu of features — the outcomes people actually come here for. Each one opens a workspace with the right capabilities already gathered.
Today
Plan and finish your day. Tasks, habits, focus and what needs attention now.
Money
Net worth, budgets, bills, debt, pensions and tax — with every figure checked.
Decisions
Weigh real options against what matters to you, and keep a record of why.
Life
Goals, habits, health, home and the admin of being a person — in one place.
Create
Documents, letters, CVs, plans and ideas — written with you, not for show.
Explore
Maps, weather, space, markets and world data — with the source on every figure.
You land on your day, not a wall of statistics
Palarid opens on Today: what matters now, what is due, and one clear next action. World data lives in Explore, where it belongs.
A representation of the layout — not real data. Palarid never sees yours.
Missions: real situations, step by step
Life doesn't arrive as separate tools. Palarid has eight missions — each one an ordered set of steps that opens the right tool at the right moment, and remembers how far you got. See all missions →
Buying a home
- What you can afford
- Mortgage and true monthly cost
- Rent versus buy
- Viewing checklist
- Moving costs
Sorting your money
- Where it actually goes
- Subscriptions you forgot
- Debt, honestly modelled
- Emergency fund
- Pension and tax
Getting healthier
- Where you are now
- A goal worth having
- Training and food
- Sleep and habits
- Progress you can see
Planning a trip
- Budget and currency
- Weather and timing
- Itinerary
- Packing list
- Useful phrases
Private because of how it is built
Not a policy promise — an architecture. There is no account system and no database of users, because everything you create is written to storage inside your own browser.
Hundreds of capabilities underneath
The tools are the engine, not the product. You should never need to know their names — but they are all there, and they all work the same way: free, private, no account.
Take-home pay
UK income tax, National Insurance and student loans for the current tax year — with the workings shown.
Mortgage
Monthly payment, total interest and the full schedule, including what a rate rise would actually cost.
Debt payoff
An honest answer — including "never", when minimum payments genuinely cannot clear it.
Every free tool
The full public library of guides and calculators, each one indexed and usable without opening the app.