Calculate monthly mortgage repayments, total interest and the full amortisation schedule. Change the rate or term and see the difference instantly.
Open the mortgage calculator →Enter the loan amount, interest rate and term to see the monthly repayment, the total interest over the life of the loan, and a year-by-year amortisation schedule. Every input is labelled with its unit — no guessing which box wants a percentage.
Palarid runs entirely in your browser. There is no account, no tracking and no server copy of anything you enter. You can export everything as JSON at any time.
No. It calculates principal and interest only. Add arrangement fees, insurance and ground rent separately.
How each payment splits between interest and capital over time — early payments are mostly interest.
The maths is standard amortisation. Your lender may round differently or apply interest daily rather than monthly.
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