Project savings growth with compound interest and regular contributions. Adjust the rate, term and monthly amount to see the effect over time.
Open the compound interest calculator →Set a starting amount, a monthly contribution and an expected return, and see the projection year by year. The chart makes the point better than the number does: most of the growth arrives late, which is why starting early matters more than the rate.
Palarid runs entirely in your browser. There is no account, no tracking and no server copy of anything you enter. You can export everything as JSON at any time.
Use a real (after-inflation) return if you want the answer in today’s money. A common planning figure is 4–5% real for a diversified portfolio.
No. Subtract platform and fund fees from your assumed return before entering it.
No. It is arithmetic on the assumptions you supply. Returns are not guaranteed.
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