Net worth tracker
Track your net worth in the browser. Add assets and debts, see your total and your 25× spending benchmark. Data never leaves your device. Free, no account.
Open the net worth tracker →Work out your net worth
Runs in your browser. Nothing is sent anywhere, and there is nothing to sign up to.
| Net worth | — |
|---|---|
| Total assets | — |
| Total debts | — |
| Liquid (cash + investments) | — |
| Equity in your home | — |
How it works
Add what you own and what you owe, and Palarid shows one honest number: your net worth. It also works out your 25× benchmark — 25 times your annual spending, from the 4% withdrawal rule of thumb — so you can see how far along you are against it. It is a benchmark, not a guarantee that the money would last.
Palarid runs entirely in your browser. There is no account, no adverts on this page, and no server copy of anything you enter. You can export everything as JSON at any time.
Common questions
Is my financial data uploaded anywhere?
No. Everything is stored locally in your own browser using localStorage and IndexedDB. There is no account and no server copy.
How is net worth calculated?
Total assets minus total liabilities. Every figure you enter is visible and editable — nothing is estimated behind the scenes.
What is the 25× spending benchmark?
25 times your annual spending, from the 4% withdrawal rule of thumb. It is a benchmark, not a guarantee that the money would last: returns, inflation, fees, tax and how many years it must cover all change the real figure. Not advice.
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