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Palarid
Open Palarid

A private workspace for everyday life

Your life. One private place.

Plan your day, understand your money and handle life’s admin in one calm private workspace. Core data stays on your device. No account required.

Open Palarid See how it works
  • No account required
  • Works offline
  • Export anytime
  • Private by design

The idea

One quiet place for the admin of being a person.

Tasks, money, plans and everyday responsibilities usually end up scattered across notes, spreadsheets and apps. Palarid brings them together — without turning your private life into somebody else’s database.

Today

What needs attention now — and nothing else.

Money

Your whole financial life, understood in pounds.

Missions

Complicated things, handled one step at a time.

Illustration with fictional data. Your workspace starts empty and stays on your device.

Today

Begin each day with what matters.

Palarid turns everything you are managing into a calm view of what needs attention now. Tick it off, snooze it or mark it paid — and undo any of it.

Stored locally on your device.

Explore with sample data

Money

See your money clearly.

Income, bills, savings, debt, pensions, mortgages and UK calculations — connected in one private workspace, worked out on your device.

Checked UK calculations

44 known-answer checks against published GOV.UK figures run on every release. 2026/27 rules.

  • Working shown
  • Sources published
  • Tax-year aware
  • Automated test coverage
Explore calculators

Missions

Big life changes become smaller steps.

Missions connect Palarid’s tools into guided workflows you can leave and return to. Each step says why it matters and opens the right tool.

See every mission

Privacy

Private by architecture.
Not by promise.

Your records are kept in this browser, on this device. Anything that has to leave says so first.

  • LOCALStays on this device
  • LIVEConnects only when you ask
  • AISelected content leaves, with your OK

Calculators

Useful before you even sign up.

Because there is nothing to sign up for. UK calculators that run on your device and show their working.

Pay & tax Take-home pay Income Tax, National Insurance, pension and student-loan deductions, including Scotland. 2026/27 · checkedLOCAL Home Mortgage Monthly repayments, total interest and what overpaying changes. 2026/27 · checkedLOCAL Retirement Pension What your pot could become, with every assumption shown and inflation counted once. 2026/27 · checkedLOCAL Home Stamp duty Every band itemised, first-time buyer relief, and Scotland and Wales too. LOCAL Pay & tax Student loan Repayments on Plans 1, 2, 4, 5 and Postgraduate, with the threshold used. 2026/27 · checkedLOCAL Pay & tax Salary sacrifice What a pension sacrifice really costs in take-home pay, including the NI saving. 2026/27 · checkedLOCAL

See all calculators

Free

Free. All of it.

There is no paid plan and nothing is locked. Your records stay on your device, so there is nothing to upgrade to.

Palarid

Free

Every tool, calculator and mission. No account, no trial, no card.

  • No account needed
  • Today
  • Money
  • Missions
  • Decisions, notes, tasks, habits
  • Calculators
  • Works offline
  • Full export and restore
  • AI with your consent
Open Palarid

Palarid is free. There is no paid plan. Everything works without an account.

Begin quietly

Your life deserves somewhere quieter.

Palarid keeps your plans, money and everyday admin together — without asking you to hand it all over.

Open Palarid — free Try it with sample data

No account required.