Palarid Money
Understand where you stand.
One private place for your financial position — what you own and owe, what comes in and goes out, what is due, and what you are working towards.
Net worth
Assets and debts in one honest number, with snapshots over time.
Bills and subscriptions
What goes out, when, and the yearly total. Due dates appear on Today.
Budget and spending
Log what you spend and see it by category.
Savings goals
Targets with progress, including an emergency fund sized to your real outgoings.
Debt plan
Snowball versus avalanche, compared month by month.
Pension and tax
Take-home pay for 2026/27, salary sacrifice, pension projections in today’s money.
Calculations you can check
Money figures come from ordinary, tested code — never from AI. Rates that change with the tax year are dated and checked against GOV.UK, and the check log is public.
Information, not advice. Palarid shows calculations and their assumptions to help you plan. It does not recommend products or investments. For free, impartial guidance on your situation, see MoneyHelper.