Pension calculator

Project your pension pot at retirement from current savings, contributions and expected growth. See the assumptions behind every figure.

Open the pension calculator →

How it works

Enter your current pot, monthly contributions, expected real return and retirement age to project the pot you are on track for — and what sustainable income that implies. Assumptions are shown, because a projection without its assumptions is just a number.

Your data stays on your device.

Palarid runs entirely in your browser. There is no account, no tracking and no server copy of anything you enter. You can export everything as JSON at any time.

Common questions

What return should I assume?

A real return of 4–5% is a common planning assumption for a diversified portfolio. Lower is more conservative.

Does it include the State Pension?

No — add it separately. Check your forecast on the government service.

Is this financial advice?

No. It is a projection based on your inputs. Speak to a regulated adviser for advice.

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